if you're trying to insert with monitor or in your php code, make sure you specify that you're using the database named after your ug#. in monitor, command is: use your_ug#; In php code, you have to specify your database as your_ug# in the connection code.
Checking with sysadmin on your acct ... If you run SHOW GRANTS; it should display the command that was used to give you access and if it says something like GRANT ALL PRIVILIGES ON *.* to 'your username' than you are good Bob